We've raised €7.5M to give every startup founder financial clarity from day one

As a startup founder, your biggest risk is running out of cash and time before you can prove your milestones and raise further capital. That's how most startups end. We believe founders who have clarity and control over their finances have a fundamentally higher chance of succeeding - because when you can see exactly where your money is going, you make better decisions about where it should go. You move faster. You waste less. And when things get tight, you have months of extra runway instead of weeks.

That's why we built Seapoint. It combines two things: AI-native financial automation that connects your banks, email, and accounting software - giving you real-time visibility across everything - and integrated financial products like multi-currency accounts, treasury, and virtual cards that let you act on what you see without leaving the platform. Clarity and control, in one place.

Until now, founders have been stuck piecing this together themselves - cash spread across multiple financial products, invoices unpaid in Gmail, an accountant's report that arrives three weeks after month-end with no vendor breakdown and no way to act on it. As one founder put it: "The biggest risk to a startup is you run out of money. So having the finance overview is so important." Another, building his second company, told me: "I find finance very painful. I put lots of thought into it this time around, and it's still an absolute nightmare."

Today we're announcing a €7.5M seed round - bringing our total funding to €10M - and opening Seapoint to any startup founder in the UK and Ireland. You can sign up and be active in under ten minutes, without replacing anything you already use.

Not just a dashboard - a platform you can act from

Seapoint starts by connecting your existing finance stack. Link your bank accounts, Gmail, and accounting software, and within minutes, you have a single view of your finances that you've never had before.

But Seapoint also has its own integrated financial products - multi-currency accounts, a money market treasury account, and virtual cards - all native to the platform. Need to pay an invoice? Pay it directly. Want idle capital earning yield? Sweep it into treasury. Need a card for a new subscription? Issue one instantly. No logging into multiple apps to get one job done.

We built Seapoint AI-native from day one. Not "AI features" added to existing software, but every process designed from the ground up with AI at the core. The first time you connect your accounts, AI categorises every transaction - not into accounting jargon but into the names you recognise: Anthropic, AWS, your landlord.

Your accountant benefits too. They log in alongside you, see the same data, categorised and matched. Everything syncs with Xero in real time. No more spreadsheets bouncing back and forth.

You remain in control throughout. Seapoint does the heavy lifting; you make the decisions.

More runway, not just less admin

Seapoint saves time. But time-saving is a vitamin. What keeps founders up at night is runway.

Take a founder who raised £400,000. Sweep that into Seapoint treasury, and you could earn around £14,000 in interest this year - money that was otherwise sitting at zero.

Now add the SaaS subscriptions you forgot to cancel - finally visible because every transaction is categorised by vendor. The cloud bill that crept up 40% without anyone noticing. It all adds up to an extra month or two of runway. In an 18-to-24-month sprint between funding rounds, that can be the difference between hitting your milestones and shutting down.

The objection I often hear is: "We’re too early, finance is not a fire yet." But the best founders I know don't wait for fires. They build the right foundation for day one, so they never have to fight the fires.

What 80+ early customers taught us

More than 80 companies are already running their finances on Seapoint. The biggest lesson: you can't be "one more tool." Our early customers were direct about that. So we shipped cards, treasury, and bookkeeping alongside accounts, payroll, and invoice payments. Seapoint had to be the foundation, not another tab. And the platform gets smarter with every company that signs up - we've processed 100,000+ transactions and over 40,000 invoices, which is what makes the categorisation and matching accurate.

What's next

Cash flow forecasting, physical cards, foreign exchange, and US dollar accounts are all coming this year. But what I'm most excited about is making your financial data work wherever you do, with agents and AI workflows. We're building integrations with the tools you use to run your business, so your financial data flows into your investor updates, planning tools, and daily workflows.

The people behind Seapoint

Our round was led by 13books, with participation from Ventures Together, Portfolio Ventures, and more than 40 angels. The support from the founder and operator community has been extraordinary - Claire Hughes Johnson (ex-COO, Stripe), George Bevis (Founder, Tide), and Des Traynor (Co-founder, Intercom) are among those backing what we're building. Frontline Ventures and Tapestry VC also returned.

We're a team of 20 engineers and operators from Stripe, Tide, and other high-growth fintech companies, building from Dublin and London. When you need help, you shouldn't get a chatbot. You should get someone who knows your business and responds fast.

To the team and to our early customers: the craft in this product, and the honest feedback that shaped it, is something I'm proud of. I’m excited about how far we've come and how much we’re shipping every week.

If you're a startup founder in the UK or Ireland, sign up here.